Tips for minimizing ATM cash dispense errors and protecting your debit cards

There are a number of ways customers can minimize the chances of encountering the ATM dispense error. While the ATM dispense errors are not 100 percent preventable, there a few guide that can help you minimize the rate at which you get caught. Below are some simple tips to do so:

·         Always use a bank’s payment card on its machine, except if absolutely impossible. This help minimize the chances of falling a victim to ATM dispense error.

·         Always check your account balance first before making withdrawals from the machine. This helps you to be aware of possible link problems.

·         Follow on screen instructions well as these will guide you properly.

·         Don’t rush to insert your payment card when you notice that the machine is experiencing network fluctuation on a particular machine.

·         It has been noticed that the ATM dispense error occurs when some ATM runs out of cash. Therefore you may sometimes need to ask bank security operatives which of the ATMs are dispensing cash among the one in the gallery.

·         Sometimes ATMs malfunction and the only way you can know is to ask the bank security personnel on guard.

Protecting your debit cards

Recent enhancements have put the Automated Teller Machine and debit cards in nearly everyone’s wallet. Today, most debit cards have the Visa or MasterCard logo and can be used at millions of locations with a personal identification number.

A purchase at many stores may be like a trip to the bank or the ATM, with PIN pads allowing consumers to make purchases. To avoid becoming a victim of debit card fraud, the following tips will assist you.

·         Check your bank statements immediately after every withdrawal or purchases. Make sure all payments are yours.

·         Periodically, check your account balance and transactions, by utilizing online banking, by telephone alert or by printing interim statements at the ATM.

·         Contact your bank immediately if your card is lost, stolen or subject to fraudulent use.

·         Keep a record of card numbers, PINs, expiration dates for bank so you can contact the issuing bank easily in case of theft.

·         Memorize your PIN. Do not use your date of birth, address, telephone number or social security number.

·         Never put your PIN number and Card together and do not make it available to others.

·         If your receipts have your account number, tear it up or shred it before throwing it away.

·         Knowing your limits. Many banks limit daily purchases and withdrawals for your protection.

·          Do not use an ATM if it looks suspicious, it could be a skimming device.

·         Be wary of those trying to help you, especially when an ATM swallow your card, they may be trying to steal your card number and PIN.

·         Do not give your PIN to anyone over the Telephone,